Uttar Pradesh - Register or Join Postal Life Insurance

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Procedure

Apply In-Person:

1. To Register or Join Postal Life Insurance, the applicant has to approach the nearby Post Office in their area link
2. An application form will be provided to the applicant by the concerned officer. Or the applicant has to download the application form from the following link
3. The applicant has to fill in all the necessary details in the application form. (Incomplete applications are not accepted)
4. Make sure that the applicant has attached all the necessary documents that are mentioned in the “Required Documents” section of this page.
5. The applicant has to attach the photocopies of the required documents along with the application form while submitting.
6. Submit all the documents with the completed form to the concerned officer.
7. The applicant has to calculate the premium amount based on the chosen plan and coverage. Make the payment by cash, check, or demand draft, as per the instructions provided by the post office.
8. After receiving the application, the concerned authority will check the submitted application and document set. If all are in place, the application will be accepted.
9. After submitting the proposal form, documents, and premium payment, you will receive an acknowledgment receipt. Keep this receipt safe for future reference.
10. All applications are processed within a reasonable time, having regard to the particular circumstances of each application, including the completeness of information and documents submitted to the authority by the applicant.
11. The authority may seek additional information from an applicant if this is necessary to assess the application. The authority does not need to deal further with an application until the applicant has provided this additional information.
12. Depending on the age and sum assured, you may be required to undergo a medical examination. The post office will guide you on the process and provide any necessary forms.
13. The postal authorities will verify your application and documents. Once approved, they will issue your Postal Life Insurance policy.
14. This entire process can be completed within 30 days or as per the timeline advised by the respective department authority.

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Required Documents

• Completed application form link
• Proof of identity (such as a copy of your Aadhaar card, PAN card, or passport)
• Proof of address (such as a copy of your utility bill or Aadhaar card)
• Age Proof (Birth certificate, School leaving certificate, Aadhaar Card, Passport)
• Medical Examination Certificate (if applicable)
• A passport-sized photograph.

Office Locations & Contacts

DEPARTMENT OF POSTS
MINISTRY OF COMMUNICATION- INDIA
Postal Directorate
Dak Bhavan
New Delhi
110001
Customer Care Toll Free Number 1800 266 6868
Contact details link
Circle offices link
List of offices link

Eligibility

Employees of the organizations listed below are eligible to obtain a Postal Life Insurance policy:

• Defence Services
• Para Military Forces
• Central Government
• Para Military forces
• Local Bodies
• Reserve Bank of India (RBI)
• Government-aided Educational Institutions
• Public Sector Undertakings
• Nationalized Banks
• Financial Institutions
• Autonomous Bodies
• Those appointed by the Central/ State Government on a contract basis, where the contract can be extended.
• Employees of all scheduled Commercial Banks
• Extra Departmental Agents in Department of Posts
• Those employed in educational institutes that are accredited by recognized bodies such as All India Council of Technical Education, National Assessment and Accreditation Council, Medical Council of India etc.
• Those employed in Credit Co-operative Societies and other Co-operative Societies registered with Government under the Co-operative Societies Act. These can be partly or fully funded by State Government, Central Government, RBI, Nationalized Banks, State Bank of India (SBI), National Bank for Agricultural and Rural Development (NABARD), etc.

Fees

• The applicant has to calculate the premium amount based on the chosen plan and coverage. Make the payment by cash, check, or demand draft, as per the instructions provided by the post office.

Validity

Explain the time until which the certificate/document is valid.
e.g. Birth Certificate Valid Forever

Documents to Use

• Application form link

Sample Documents

Please attach sample completed documents that would help other people.

Processing Time

• This entire process can be completed within 30 days or as per the timeline advised by the respective department authority.

Related Videos

Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites.
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.

Instructions

• Applicants must complete the application form before submitting it. Incomplete applications will not be accepted.
• Applicants must provide genuine information while applying for this procedure.

Required Information

• Name of Proponent
• Father’s Name
• Husband’s Name (In case of married female proponent)
• Gender
• Marital Status (Married/ Unmarried)
• Date of Birth
• Aadhaar No
• Nationality
• Address
• Village
• Taluka
• City
• District
• State
• Country
• Spouse Name
• Spouse Date of Birth
• Spouse Age Proof
• Aadhaar No.
• Nationality
• Proposer’s Employment Details
• Nomination Details
• Additional Policies Details

Need for the Document

• Postal Life Insurance (PLI) is a life insurance scheme offered by the Indian Postal Service. It is one of the oldest and most trusted life insurance schemes in India. PLI provides affordable life insurance coverage to employees of the Indian government, including employees of the Department of Posts, defence personnel, and paramilitary forces.
• The Postal Life Insurance scheme aims to provide financial security and protection to policyholders and their families in the event of unfortunate circumstances such as death, disability, or retirement. It offers various insurance plans tailored to meet the diverse needs of individuals.

Information which might help

• For more Information link

Other uses of the Document/Certificate

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

External Links

Link

Others

• PLI schemes have several benefits awarded to their applicants and are the most sought out insurance products in the country because of their flexibility.
• Name of nomination can be changed by the insured at any given time.
• Duplicate policy bonds can be re-issued to the insured, in case the original Policy Bond is burnt, torn, lost, or mutilated.
• A lapsed postal insurance policy can be revived after six unpaid premiums if it remains in force for less than three years. It can also be revived after 12 unpaid premiums if it remains in force for more than three years.
• The insured can avail loan by pledging his/her scheme to Heads of the Circle/Region on behalf of the President of India, on the condition that the policy is three years old in case of Endowment Assurance and four years in case of Whole Life Assurance. Assignment facilities can also be availed.
• Policy can be assigned to taking a loan to any financial institution.
• It is possible to convert a Whole Life Assurance to Endowment Assurance and from Endowment Assurance to other Endowment Assurance, based on certain conditions and rules.